transfer myki balance to another card

A balance transfer lets you use a credit card to pay debt on another credit card. 183 0 obj If your registered myki or your smartphone with a Mobile myki is lost or stolen, you can report it online orcall us to block your myki. But to use it on another phone than on your existing phone, go into Mobile myki, select the menu in the top right corner (three vertical dots) and choose 'Move to another device'. You need to deactivate your Mobile myki on one device before doing a factory reset or all data will be lost. Now, on the form it says I need the card to be re-imbursed. The poor guy was really nice about it and I also feel horrible for being angry at the call centre staff and if you saw an angry young man in a suit on the Sandringham line that was me. How can I check the balance of my myki card? Your balance is protected from the time you tell us your myki is lost or stolen. This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. Balance Transfers for Credit Cards - Tips and Advice | CIBC You probably want to transfer a balance to save money not spend more. PTV does not have any access to any information within the Google Wallet app. No, you can't get a refund on the ticket cost, but you can be reimbursed for unused credit. For more information see Google Help and Support. nope, report it stolen online, they automatically transfer the balance to a new card and post it too you, takes about 3 days. You'll need to buy and top up a new Mobile myki. Paying off a balance transfer is a huge accomplishment and will positively impact your financial future. In a statement yesterday, the Transport Ticketing Authority said Mr Miners was leaving his job "by mutual consent"." Easy, and only required every three years!! The system was delivered more than $500m over budget and behind schedule. Top up myki | Service Victoria Mobile myki only allows eight myki Pass types to be purchased via the app: 7-day, 28-day, 30-day, 31-day, 35-day, 40-day, 60-day and 365-day. Only time I had to was when my original myki was expiring. If you have any questions about new credit cards, how to select the right card or how to improve your credit score, you can trust our experts to guide you in the right direction. Rajiv Baniwal is a journalist who has been covering financial topics for over 15 years. It appears as a "Approved Level 2" request on my myki account on the website. For instance, the U.S. Bank Visa Platinum Card's 0% APR on balance transfers applies only on balances transferred within 60 days from account opening. Load money onto your card and myki will calculate the lowest fare based on the zones you travel through, with access to access 2-hour and daily fares. Yes. General concession available with Mobile myki can be used by any eligible concession card holder, but the only fare benefit will be the 50 per cent of full fare discount. Online at Public Transport Victoria website . The short version. I want to transfer the $19.90 to the card with $6.54 on it. To use, simply: top-up your card tap on at the start of your journey tap off at the end. Contact us to request the transfer. The balance transferred when the old card expired. Hoping to transfer the same balance repeatedly over time by using different balance transfer cards with 0% APR offers is fraught with risks. My original myki became faulty and I replaced it at Flinder St station, but they forgot to transfer my balance across. Whats the Difference between Business Line of Credit vs. Business Credit Card? Your Mobile myki expires after two years. We cant replace a lost or stolen unregistered myki. Transferring high-interest credit card debt to a card with a lower (or 0%) interest rate can save you time and money while you repay the debt. Then I begrudgingly bought a new Myki card. New comments cannot be posted and votes cannot be cast. What to Do If You Cant Get a Student Credit Card? My old one is registered and everything with my account but there seems to be no way to import that one in. Make sure you pick a card that accepts balance transfers and has advantageous rates. <> From a creditworthiness point of view, this number should be at 30% or lower. Start the process by listing out your current credit cards, writing down each . Depending on the issuer of the card to which you wish to transfer a balance, you might be able to begin the process online or over the phone. So I had a mobile MyKi with around $6.xx balance on it. Personal Credit Cards? %%EOF endstream Buy your go card today Select your go card go card is available for adults, children, and eligible seniors and concession card holders. Commuters in Victoria are calling for an overhaul of the Myki system after learning there is almost $80 million worth of unused credit sitting idle. What are the best credit cards for bad credit with no deposit and instant use? If youre already an existing customer, then there is no incentive for Synchrony to allow you to transfer a balance between two accounts of their own. This answer was first published on 03/01/23. If NFC is shown and you can turn it on or off, you have NFC. Pay down this card's balance quickly to improve your credit. How to replace your myki: - Vtsnfttest.com.au 0000118233 00000 n If you get a 0% balance transfer offer on a new credit card, with a one-year promotional period, then you can move your $5,000 . . If you'd like to buy a myki Pass for a different day duration, you can do so via the PTV website. You can also see your myki Money balance, myki Pass expiry and last 10 transactions on a myki machine, Quick Top Up or myki Check myki equipment. Select the card with the best balance transfer offer available to you. 0000002274 00000 n Let's say you have $4,000 in credit card debt and transfer that balance to a . They contacted me, I did it online and they posted me a new card. Wait a few minutes then check the app to see your balance. Once a card provider approves a balance transfer request, it may pay the credit card issuer mentioned in your application automatically or send you a check. Adelaide Metro metroCARDs are rechargeable plastic cards that you can use on buses, trains and trams. Alternatively, you can complete our online Replace your myki form and a myki will be mailed to you. 1. Can I use Mobile myki on my Android phone? A Mobile myki expires after two years. 0000118590 00000 n If your myki has expired, or is due to expire within 60 days, you're entitled to an on-the-spot replacement. The phone is awake whenever the screen is turned on, even it's locked. 0000004863 00000 n The call centre staff member told me "we're not a financial institution so it's not that simple". 0000014515 00000 n What if my card is lost or stolen? Victoria's myki public transport card could be scrapped by end of 2023 We're looking to expand the number of card types available, so more passengers can use Mobile myki. Maintain your L-plate log book. If youre getting a 0% APR balance transfer card, check the duration of the promotional period and the APR that applies once the promo period ends. 0000010193 00000 n Aspects that need your attention include: Make a selection based on whether you might benefit more from getting a card with a time-based 0% APR offer or one that comes with a low regular APR. What is a balance transfer and how does it work? - CreditCards.com <>/Metadata 30 0 R/Pages 29 0 R/StructTreeRoot 32 0 R/Type/Catalog/ViewerPreferences 180 0 R>> A balance transfer might fail if the amount you wish to transfer exceeds your available credit limit, if you initiate the transfer after the time period mentioned in a balance transfer offer or if youre trying to transfer a balance from a card issued by the same card provider. 0000001798 00000 n This is a requirement of Google. Assume that your new card charges a 3% balance transfer fee. We're working to provide all concession fare benefits to Mobile myki that will have the relevant additional fare benefits associated with them. From the pop-up options, select 'Deactivate'. If you are no longer entitled to a concession myki, and now need to obtain a full fare myki instead, you will need to purchase a new myki with the full fare travel entitlement. Your original go card will be cancelled immediately and cannot be used for further travel. Just one more benefit you enjoy as a COPFCU member. See the cost of your recent trips and balance You can also request up to two years of travel and transaction history by calling 1800 800 007. You would break even only after a year. What is Identity Theft & Credit Card Fraud and How to Protect Yourself? About Myki cards & Mobile Phone SIM cards - Melbourne Forum The same as a physical myki card, you can have myki Money and a myki Pass on your Mobile myki. Mr Miners' sudden departure came just a week after it was revealed that the $1 billion myki smartcard system originally due for introduction last year would now be delayed until at least 2010. Most people would keep the same card for years. I plan to use my boyfriend's Lowe's card for 24 months 0% financing on a huge purchase. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Always the last place you look lol. 0000005348 00000 n If you've lost your previous card or it ceases to work then there is a mechanism for transferring the balance. You can register either when you buy your myki, or at a later date. 0000013222 00000 n We're working to improve the messaging. The helpfulness of a financial advisor's answer is not indicative of future advisor performance. If the card is unregistered you cannot recover the myki money. <>/BS<>/F 4/Rect[91.995 203.87 285.75 216.51]/StructParent 2/Subtype/Link>> This is regardless of whether there is a myki pass or existing fare on the myki. I was told there was nothing I could do for this one as it wasn't registered. Although your overall credit utilization may be low, if the utilization on one card is high, that may negatively impact your credit score. But what if the amount is comparable to or less than the postage? I was told that I could only have one card balance moved to my second replacement card, and that the other would have to be done via a transfer form. It has trouble with form-filling on mobile devices, however. MoneyGeek experts analyze the spending trends of Americans by relying on data provided by the Bureau of Labor Statistics (BLS). The unused money remains on the card, losing value as fares increase over the years. 0000003774 00000 n Check your old Myki cards / News / News / Railpage I don't know where the actual card is. If youve already bought a myki to travel, contact us to get a reimbursement of the myki fee. 0000002627 00000 n Check your Mobile myki, you may be in negative balance or your myki Pass may have expired. You may want to hire a professional before making any decision. Apply for a traffic accident report; Via mail Complete the balance transfer and refund form to cancel your go card and transfer the balance to another valid card . https://www.ptv.vic.gov.au/tickets/refunds-and-replacements/#loststolen. This is the case for all major credit card issuers. Or maybe would it be possible to get them to send me a new card with all the balances I have on every card be transferred to that new card? Damaged or defective myki smartcards can be replaced for free on the spot at a PTV Hub. https://www.ptv.vic.gov.au/t ickets/refunds-and-replacements/#loststolen It's idiotic bureaucracy and laziness stopping them doing the transfer, not technical limitations. However, it may take up to 21 days in some cases. You can also update it there if youre not on the latest version. Do Not Sell or Share My Personal Information. If you wish to transfer $5,000 from one card and $4,000 from another, you will need to pay balance transfer fees amounting to $270, which adds to your new cards starting balance. I have had a myki card virtually since the start date. If you expect your journey to take more than 2 hours, exit the barriers when you change and touch off, then re-enter and touch on again before boarding your connecting service. I hadn't registered this new one yet but I had the receipt with the date/time/transaction number/myki terminal number. It's your responsibility to ensure your phone battery is charged so you can touch on and off during your journey and present a valid ticket if requested. If you get a new card with a 0% APR offer on balance transfers, you might need to initiate the process within a stipulated time frame to make use of the offer. This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. endobj Learn About Balance Transfer Credit Cards, According to Chase, it processes most balance transfers "within a week, but in some cases it can take, Balance transfers from American Express usually take 5 to 7 days, but in some cases, they may take. It also protects your myki balance if you lose your phone or it's stolen. Some trips take longer than two hours because of a transfer between services. Here are some tips to save on fees and interest on a balance transfer. You'll need your 15-digit myki number to register. Transfer registration. If your phone battery dies, you'll need to charge your phone or purchase a physical myki card to travel on the network. This will allow you to deactivate your Mobile myki then reactivate it again. Whats the difference between a hard credit inquiry and a soft credit inquiry? Enter your card number and other required information.4 Learner permit or driver test. Ripped Off - Metro Trains, Melbourne Traveller Reviews - Tripadvisor Tap Transfer Existing Card. Simply allow 24 hours for travel and transactions to appear. If your card is registered, simply notify PTV on 1800 800 007 and they will freeze the account and transfer the money onto a new card. JavaScript must be enabled to use this site.We're sorry for any inconvenience. This question is about Synchrony Bank Credit Cards. These are the eight most commonly purchased myki Passes. I've had really good experiences with Myki and was an early adopter, but this? You can read the Terms of Service online. One may also ask,do pensioners get free train travel in . Yes. Update the app and try again. Keep in mind that credit utilization is also affected by individual card balances. Also, the balance transfer could alter your credit utilization ratio, which can negatively affect your credit score. I understand your frustration, especially when it's something that can be done quickly. Try hovering the phone just above or near the reader, rather than touching the phone on the reader. 2. Seniors Card Frequently Asked Questions (FAQs) Contact us to request the transfer. It was in my wallet the whole time lol. endobj WalletHub is not a financial advisor, law firm, lawyer referral service, or a substitute for a financial advisor, attorney, or law firm. Information on WalletHub Answers is provided as is and should not be considered financial, legal or investment advice. What are the best Ways to Start Travel Hacking? Most balance transfers with Chase process within a week. How Does a Balance Transfer Work? | Credit Karma I asked if I could go into a premium station and he said yes, if I see a staff member and have the details they can replace it on the spot, but it will take 5-10 business days for the money which was on my lost card to be transferred onto the new card. This could save you money if you're moving the balance to a card with a much lower interest rate. The Pass was paused, then refunded, but I'd forgotten about the Myki Money balance, and I'd been using another card in the meantime. If you need to replace a lost or stolen registered myki, there are a number of ways that you can do this. On your existing phone, go into Mobile myki, select the menu in the top right corner (three vertical dots) and choose Move to another device. It's the replacement of my old Yearly Pass card, originally bought for travel in 2020, but barely used. How To Transfer A Credit Card Balance To Another Card. Which I obviously don't have because it is lost. If you need to travel straight away and are unable to attend a PTV Hub, you will need to buy a new myki to travel while waiting for the replacement myki. How to Add Authorized Users & Employee Cards on a Business Credit Card? 188 0 obj Balance transfer fees may apply. Got a replacement at Cheltenham station and balance including auto top-up from 2 minutes before was transferred to new card. Upon approval, your new card provider might pay your old card provider directly or send a check to you. No. Can you transfer MyKi balance from one card to another? The reason for that is because low interest rates for transfers are made to attract new customers. The card itself holds the balance, rather than a back office system telling the readers that the balance is available. Choose the zones you want to travel in and the number of consecutive travel days you need. Know your existing credit card's interest rates, balances, and balance transfer limits. You need to submit a balance transfer application that is subject to approval. 0000117992 00000 n Myki Money QTEM devices can be found at PTV Hub (SouthernCross). To complete these transfers for the entire amounts on both cards, you will need an available credit limit of at least $9,270 on your new card. Enter the name on the account, account number and payment address of the creditor you want your debt transferred from. myki - Public Transport Victoria Most of my travels are in the free tram zone and Im sydney based, so its taking me forever to spend the initial credit that was on the card when purchased (I think it was $30). 0000005171 00000 n How long does it take to process a balance transfer from another company? Compare Balance Transfer Cards | finder.com Select the 'Activate' option. Carrying that balance is costing you $1,000 a year in interest. How To Do a Credit Card Balance Transfer in 8 Steps On occasion, there is a small (< $10) balance leftover, which expires after a couple of years. 0 Card issuers often have balance transfer offers, sometimes with rates as low as 0%. You may also receive a letter confirming the balance transfer. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. Opinions expressed here are the authors and/or WalletHub editors'. <>/Filter/FlateDecode/Index[32 146]/Length 27/Size 178/Type/XRef/W[1 1 1]>>stream If your registered myki card is lost or stolen, you can have your myki card replaced at any PTV Hub with the balance transferred within 7 days. New comments cannot be posted and votes cannot be cast. Then he said he could order a replacement one to be posted to me. All myki smartcards expire after four years. Victoria's troubled myki public transport system is causing Melbourne to fall behind other global cities, hampered by decades-old technology and a poor customer . Got the train home to South Yarra, went to the service desk with my completed replacement form and then was told "we actually don't send these in you have to go and post it yourself". This helps you to avoid late fees and penalty APRs on your existing accounts. If you can just transfer money between mykey cards, well then what would the tracability of those funds be? With banks allowing customers to transfer thousands of dollars online between their accounts, there's no excuse for this money-grubbing by the Myki corporation. What is the best credit card for excellent credit? The balance transfer program features: Low balance transfer rate at your standard purchase APR* Low fee of just 3% (minimum of $5) On your new phone, download Google Wallet and set it up with your same account details. Myki replaced the Metcard ticketing system and became fully operational at the end of 2012.. Lo and behold, they not only replaced my second replacement, but 'magically' were able to transfer the balances of both my original mykis to the new card.

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